Investico · independent valuation tools

Investico // standalone tools

stocks · property · business · startup

mature company (dividend + FCF)

Current price ($)

EPS (ttm) ($)

Est. growth 5y (%)

Industry P/E average

Dividend per share ($)

Beta (systematic risk)

DDM · DCF · P/E comp

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P/E 20.1 PEG 2.9 DDM: —

margin of safety …

DDM (Gordon) + DCF two-stage. Terminal value 70–80% of DCF.

income‑producing property

Purchase price / value

Monthly rent ($)

Monthly expenses ($)

Risk‑free rate (%)

Income growth (%)

Property type

fair cap rate (risk‑free + premium − growth)

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cap 5.4% fair cap 5.1%

spread vs fair value

fair cap = Rf + risk premium − growth. Risk premium based on type.

established private business

Annual revenue ($)

EBITDA margin (%)

Growth rate (%)

Industry EV/EBITDA multiple

Net debt ($)

comparable company & transaction analysis

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TEV $– EBITDA mult 6.5x

discount for private illiquidity?

TEV = EBITDA × industry multiple. Equity = TEV − net debt. Often 15–25% private discount.

pre‑revenue / early stage

Team strength (0-10)

Market size (0-10)

Product / IP (0-10)

Strategic relationships (0-10)

Seed stage median pre-money ($M)

Investment amount ($)

Scorecard · VC method · Berkus

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score factor 1.14x post $–

“art, not science” — but rationalized

Scorecard: team 30%, market 25%, product 15%, strategic 10%, competition 20%.